In fact, both have a 3-pillar pension system with a state pension as the first pillar, a second pillar consisting of pension funds accruing employee and employer contributions, and lastly as a third pillar voluntary individual income provision.
While the Dutch pension system is going through a monumental shift, it can be useful to take a step back and compare notes on challenges and solutions in a similar market, namely the Swiss occupational pension fund market. This market is exploring risk management strategies that may be relevant to the Netherlands as it transitions from a defined benefit to a defined contribution fund industry.
Read the article under Download.