Kennisbank • Roald Waaijer MSc, Hans van Leeuwen MSc PhD, Berend Ritzema MSc, Roel van der Leij MSc, Sanne van den Brink MSc
Similar to insurers, low interest rates and market dynamics have led to decreasing interest income (“margins”) for Dutch retail banks. On the asset side, margins are pressured by strong competition in the mortgage and small business loan market.
