She completed her law studies at the universities ofof Osnabrück, Hannover and Leiden and during her early career worked in industrial liability insurance at HDI Haftpflichtverband der Deutschen Industrie. Dr Höpke has been with Munich Re since 1999, so is ideally placed to tell De Actuaris how the business works and her predictions for the future.
Munich Re has a strong position in all lines of business, both life & health, and non-life. The COVID-19 crisis has an effect on many of them. How does Munich Re manage its pandemic exposure?
“Managing a very well diversified business is a key part of our business model. Munich Re benefits enormously from the diversification between life & health and non-life, between property and casualty, between reinsurance and primary insurance, and from the geographic spread of our business. You are right, though, for an extreme pandemic scenario like COVID-19 there is no diversification benefit.
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